Terms and Conditions

Welcome to OwnersVue (“we”, “our”, “us”), accessible at https://ownersvue.com (the “Service”).

By accessing or using our website and mobile application, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, you must not use the Service.

1. USE OF THE SERVICE

You agree to use the Service only for lawful purposes and in accordance with these Terms.

You must:

• Be at least 18 years old
• Provide accurate and complete information
• Maintain the confidentiality of your account credentials

You are responsible for all activity under your account.

2. ACCOUNT REGISTRATION

To access certain features, you must create an account.

You agree to:

• Provide accurate, current, and complete information
• Update your information as necessary
• Keep your login credentials secure

We reserve the right to suspend or terminate accounts that violate these Terms.

3. SERVICE DESCRIPTION

OwnersVue provides a property management platform that allows users to:

• Track properties and ownership
• Manage financial data, including expenses, income, and deposits
• Upload and store documents
• Access analytics and insights

We may modify, update, or discontinue features at any time without notice.

4. SUBSCRIPTIONS AND PAYMENTS

Some features of the Service may require payment. Payments are processed via Stripe.

You agree that:

• All fees are billed in advance unless stated otherwise
• Payments are non-refundable unless required by law
• You are responsible for applicable taxes

We reserve the right to change pricing at any time with reasonable notice.

5. USER CONTENT

You retain ownership of all data and content you upload to the Service (“User Content”).

By uploading content, you grant us a limited, non-exclusive license to:

• Store, process, and display your content
• Operate and improve the Service

You are solely responsible for your User Content and must ensure it:

• Does not violate any laws
• Does not infringe on third-party rights

6. PROHIBITED USES

You agree not to:

• Use the Service for illegal purposes
• Attempt to gain unauthorized access to systems
• Interfere with or disrupt the Service
• Upload harmful or malicious content
• Reverse engineer or attempt to extract source code

7. DATA AND PRIVACY

Your use of the Service is also governed by our Privacy Policy.

We implement reasonable safeguards, but you acknowledge that no system is completely secure.

8. THIRD-PARTY SERVICES

The Service may integrate with third-party providers, including:

• Stripe (payments)
• Google Analytics
• Meta Pixel

We are not responsible for third-party services or their practices.

9. INTELLECTUAL PROPERTY

All content, features, and functionality of the Service (excluding User Content) are owned by OwnersVue and are protected by applicable laws.

You may not:

• Copy, modify, or distribute our content
• Use our branding without permission

10. SERVICE AVAILABILITY

We do not guarantee that the Service will be:

• Uninterrupted
• Error-free
• Available at all times

We may suspend or restrict access for maintenance or other reasons.

11. DISCLAIMER OF WARRANTIES

The Service is provided “as is” and “as available”.

We make no warranties, express or implied, including:

• Fitness for a particular purpose
• Accuracy or reliability of data
• Availability or performance

12. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

We shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of data, profits, or business opportunities

Our total liability shall not exceed the amount you paid to us in the 12 months preceding the claim.

13. INDEMNIFICATION

You agree to indemnify and hold harmless OwnersVue from any claims, damages, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your User Content

14. TERMINATION

We may suspend or terminate your access to the Service at any time if you violate these Terms.

You may stop using the Service at any time.

Upon termination:

• Your right to use the Service ends
• We may delete your data in accordance with our Privacy Policy

15. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates.

16. CHANGES TO THESE TERMS

We may update these Terms from time to time.

Continued use of the Service after changes means you accept the updated Terms.